Terms

Terms of service

Plain English, matching what the pricing page promises: billing on day 15, one-click cancellation, and software that estimates rather than advises.

Who you are contracting with

The service is provided by Perpetory LLC (“Perpetory”, “we”, “us”), a limited liability company organized in Delaware, United States. Our registered address, which is also the address for legal notices, is:

Perpetory LLC
8 The Green, Suite A
Dover, DE 19901
United States

Written notice may also be sent to [email protected], which is monitored.

What the terms have to cover

Each of these is already promised somewhere on the site, so the terms have to agree with the marketing rather than quietly contradict it.

  • Trial and billing. 14 days free, first charge on day 15, $240 per year or $24 per month. A reminder email on day 11 and again three days before the trial ends.
  • Cancellation. One click, in the app, no questions asked, effective at the end of the paid period.
  • What unlimited means. No cap on entities, accounts, transactions or years of history, and no feature held behind an upgrade.
  • Acceptable use and termination. Grounds for suspending an account, and what happens to the data if that occurs.
  • Not professional advice. The limitation below, which also appears in the footer of every page.
  • Liability and warranty. Standard limitations, drafted to survive a consumer-protection reading rather than copied from a B2B SaaS template.

Payments

Card payments are processed by Stripe. Perpetory LLC is the merchant of record, which means you are contracting with us and not with Stripe: we are the party that charges you, the party that issues a refund, and the party to raise a billing dispute with. Reaching us first is faster than a chargeback and we would rather you did.

The charge appears on your statement as PERPETORY.COM.

The price includes tax. $240 a year, or $24 a month, is the total amount charged. Where we are required to collect US sales tax, it is taken out of that amount rather than added to it, so the figure on the pricing page is the figure on your card - in every state, and whether or not tax applies where you are.

We never receive or store your card number. Stripe holds it, and Perpetory sees only the last four digits, the card brand and the expiry so the app can show you which card is on file.

OPEN-03Refund position on an annual plan canceled mid-term?

“No pro-rata refund, cancel before renewal” is normal and fine. It has to be stated, not implied.

OPEN-03Governing law and dispute resolution - Delaware courts, or arbitration?

Not professional advice

This is planning and analysis software, not financial, investment, tax or accounting advice, and it does not replace a qualified professional. Projections are illustrative, depend entirely on assumptions you set, and are not a prediction of future returns. Every figure shown on this page is an example.

This is a product principle before it is a legal position. Tax and projection outputs are estimates to confirm with a CPA or advisor, and the Goal module deliberately shows both the probability that a plan survives and the lower probability that it preserves its principal, rather than only the flattering one.